As technology evolves and information becomes more accessible, it has also become more challenging to define success. A lot of people are trapped in the rat race while trying to discover the actual formula for success.
You could become overwhelmed with what tools, techniques or philosophies to imbibe while trying to get tips over the internet. At every click and turn, there are ‘how-tos and quick-fix’ on how to become successful overnight. You will find several courses, articles, videos and books on how to achieve financial success.
But what if I tell you it doesn’t have to be complicated as people made it out to be? What if you could achieve success by merely following these 9 millionaire success habits?
1. Read for Personal Development
A daily habit I have discovered millionaires share in common is reading. For instance, if you are an entrepreneur, you need to read to become an efficient leader and a productive business owner. Reading helps you to grow and learn without going to a business school.
A research conducted by Thomas Crowley indicates about 85% of self-made millionaires read at least two or more books each month. Warren Buffett is one of these examples. He spends 80% of his day reading. In the early days of his investment career, he would read 600 to 1000 pages in a single day.
While millionaires sometimes read for pleasure, they also learn to improve themselves. They read topics on leadership, how-tos, self-help, biographies, lifehacks and also follow current events.
Here’re some recommendations for you:
2. Establish Multiple Sources of Income
Another success habit I noticed about successful people is that they don’t depend on a single income source. Every millionaire possesses multiple sources of income. This helps them to manage economic challenges and also make more money.
They are passive income addicts. They earn interests from loans, rental income from real estate, royalties from intellectual properties, dividends from investments. They also launch a side business or run a website or sell information products.
How income is made either passively or actively is what separates the successful from the wannabes. They are always learning ways to build multiple streams of income.
3. Live on a Stipulated Monthly Budget
An average millionaire does not believe in luck and jackpot. They take the time to understand cash flow-income and expenses. Based on this, they establish a monthly budget and religiously stick to it.
The essence of the budget is to minimize unnecessary expenses. This will help you gain complete control of your financial life. Budgeting helps you to avoid overspending to achieve your financial goals. Here’re some tips to help you stuck to your budget: 32 Hacks for Sticking to Your Budget
4. Manage and Maximize Money
The most significant education for a millionaire is financial intelligence. Nobody attains financial freedom without gaining financial intelligence. This is the more reason millionaire, regardless of their income, keep their knowledge about tax strategies updated.
They always seek to reduce their tax bills. One approach they employ is by living or incorporating their business in states with no income tax.
Do you know that about 60 companies paid $0 legally in the 2018 tax year? Some of these companies that ‘avoided'(note: not evaded) federal income tax include Chevron, Amazon, Halliburton, General Motors, Delta. Their US income was totaled at $79 billion with an effective tax rate of -5%.
What’s the deal? They got a tax refund.
How do they accomplish these?
An ITEP report indicated that they have the culture of throwing huge sums at tax experts who assist them in discovering creative, as well as convoluted means of paying little tax as much as possible.
5. Avoid Debt
Another habit that separates the millionaires from the rest of the world is how they manage debt.
They don’t live an extravagant lifestyle; instead, they only buy what they need and can pay for. They do not book hotels and flights by using their credit cards to pay for them.
They are conscious of the interest rates even when they use credits cards or take loans. If possible, they try to pay with cash because of its zero percent interest rate.
6. Set Daily Goals
It does not matter if they are setting up a business, a career, or financial projections; they have the success habit of setting short term goals. They plan daily and weekly goals to generate momentum in achieving their long-term goals.
Ensure you prioritize when setting daily goals. This will help you to achieve the most important to-dos on your list.
Setting priorities will help you to focus on highly rewarding activities. If you desire financial freedom, it is wise to pursue activities that earn you thousands of dollars rather than hundreds of dollars.
7. Don’t Act Rich
The goal is not to act rich but to be productive. Interestingly, Thomas Stanley buttressed in his book that for the most prestige brands of cars, about 86% percent are toys of the non-millionaires. While most believe that people with huge fortunes tend to drive exotic cars, in reality the largest consumers of pricey cars are aspiring millionaires.
According to findings by Experian Automotive Researchers, 61% of individuals who earn $250,000 or more rarely buy luxury brands. Instead, they buy Hondas, Toyotas, and Fords like the rest of the world. The reason is they are not ready to spend money on premium cars that tend to drop in value in a couple of years as it would cost money. Millionaires invest in assets that appreciate.
8. Own or Buy Businesses
In Robert Kiyosaki’s cashflow quadrant, he divided how you earn income into four quadrants. The E and the S quadrants take the left position while the B and the I are on the right side. According to Robert, it is possible to be on all quadrants, but the millionaires are not.
- E stands for employee – they work for others
- S stands for self-employed – they work for themselves
- B stands for a Business owner- employees work for them (500 or more employees)
- I stand for Investors – Money work for them like Warren Buffet.
Your goal is to move from the left quadrant to the right quadrants where you own big businesses or make money work for you.
It is possible to become financially successful by pursuing what you love. For instance, if you love writing, aspire to be the best seller. Wealth and passion work together.
Check out for tips.
9. Avoid Get-Rich-Quick Scheme
A millionaire holds patience as an essential virtue. It takes patience to become successful, not only in finance but in every aspect of life. While it is possible to become financially successful at an early age, most millionaires hit it at age 50. They live a moderate life, invest in their future and retire rich.
Bonus: How to Develop the Millionaire Success Habits?
Having learned these habits, the next question is,
How can I develop the Millionaire Success habits?
Here are six values you will need to develop:
Establish Your Life Vision
You need to be clear about what you want in life to set yourself for a life of success. Your vision has to go beyond becoming a millionaire to understanding why you want to become one. Any great entrepreneur you will ever find has a clear vision and an established mission.
Understanding why you are doing what you do will drive you to become the kind of successful person you want to be.
Make Your Passion a Profession
When your passion becomes your profession, work becomes pleasurable. Loving what you do enables money to flow to you and through you.
So what’s going to be? Wake up every morning by speaking positive words into your work, love what you do, and focus on the work that brings you joy.
Take a look at this article and learn how to make it happen: 5 Steps To Turn Your Passion Into A Career
Focus on Solution
Focusing on the solution means establishing the problem that you or your business address. This will help you focus on the solutions when others are faced with challenges.
A millionaire has a mindset that is fixed on the solution. He or she knows there’s a way out, and that every problem is an opportunity in disguise.
Improve your problem solving skills with these tips: 6 Effective Ways to Enhance Your Problem Solving Skills
Develop Your Leadership Skills
Leadership skills are an asset that is indispensable if you want to develop a millionaire success habit. The more you hone your leadership skills, the more you will attract leaders who share your values.
Millionaire entrepreneurs prioritize self-improvement. Here’s how to achieve it:
- Get a coach. Coaching will impact your life, and you will achieve peak performance in life and business when you have a life coach.
- Be coachable. It is not enough to have a coach; you must be coachable. Sometimes, you need feedback and counsel to reposition your life and business. A coach has the wisdom and experience to counsel you from a higher perspective. The more you receive feedback and work on yourself, the more you become better at what you do and who you are.
Flip Your Thought Pattern From Acting To Being
It is not enough to have a millionaire success habit, you must also become a person of positive influence. This is how you can become significant. Bill Gates is not only rich; he is changing lives in Africa and different parts of the world.
If you want to become successful, you must first be and think like a successful person. This is how resources you need can flow into your life.
Here’s a final thought from me:
It is not enough to do something to have something; success is about being someone who possesses what is needed to take positive and inspired actions.
More Success Habits
The success of our day is largely dependent on the quality of our planning. Not to miss out anything in their to-dos, some people prefer to make a list of upcoming tasks in a notebook, while others have long started using digital technology solutions.
Calendar applications are some of the main tools that are worth using to organize our life and plan your time carefully.
Many people have switched to specific tools; however, there are still some who do not use calendars on a daily basis. They may find some applications uncomfortable to use, non-functional, or expensive.
In this article, we are going to check out the best calendars apps to help you stay organized.
Before You Download
As you are no doubt aware, there are all kinds of calendar apps available. Instead of you sifting through the hundreds of them, we’ve handpicked 10 of the best calendar apps you can get. On top of glowing reviews from each one, we’ve considered the following aspects when creating this list:
- User Interface – How you navigate the app should be smooth and simple. The buttons on the app should be clear, obvious and easy to move through.
- Synchronization – Whether it’s with other calendar apps or with other apps, syncing apps should be easy and enhance your overall experience with the app.
- Additional features – Since there are so many options for calendars, many of these apps offer additional features. These features make the apps stand out from the other apps and provide unique experiences to you.
1. Any.do Calendar
This calendar has direct integration with Any.Do To-Do List, which gives you a unique tandem of two applications.
Apart from its extended functionality, Cal Calendar is easy to use. The creation of events is very simple and fast.
What is more, depending on the name of the event, the application automatically adds contacts and geolocation data to the entry description. You can even import your lists and entries from Any.do.
Any.do Calendar is a great option for any type of user. It is very convenient and doesn’t overcomplicate the mode of display.
Another good thing is that this tool is available for free, so you can use it without spending a dime for the software.
2. Google Calendar
Google Calendar is the official calendar for Android devices that has been tested out by many users around the globe. If you are right now trying to get away from it, consider changing your mind.
Since this application is installed on most Android devices by default, many users think that there is nothing special in this program. They are wrong.
Google has been updating its calendar for quite a few years, and now it comes in Material Design with advanced event features, direct integration into other Google services (for example, supports reminders and Google Now), and comes with Exchange support.
The program is super easy and will not cost a dime for you. It is a good thing, right?
Calendar is a relatively new app. It works as a web app and for both iOS and Android devices. It is an intelligent app that learns your contacts, schedule and tasks. It also helps you schedule and arrange meetings according to your available time slots.
A good thing about Calendar is that it allows you to sync up with other calendars you use such as Apple Calendar and Google Calendar. And so you can manage all the calendars you have in one place.
Calendar also gives you analytics of your meetings, giving you a clear picture on how you can improve your time management.
4. Business Calendar
Business Calendar is geared towards people who use their calendar for work purposes and business task planning. It offers different modes with wide configuration capabilities.
The application gives a default view mode by months, and events can be marked in different colors. Display modes/ sorting can be adjusted to your needs (by month, day, year, or events).
You can also set a multi-day viewing mode to see how things look for the next few days. Scrolling up and down moves you by month, and if you check a few days, they will be shown in a more detailed form.
The day display mode offers hourly scheduling, and the schedule mode provides a detailed schedule for a single event.
Business Calendar is a great tool for planning/ scheduling cases, tasks, and events. There is a support for recurring events, which can be set up in just a few clicks.
Having purchased software, you can use it to import and export other calendars, delete, copy, or move several events at the same time.
Android Business Calendar application may seem somewhat chaotic, but it works fine and is easy to work with if you play with it for a while.
A full version of the application is available for $4.99, but you can also find a free version for the app test drive.
aCalendar opens our collection of top 10 calendar applications available on the market today. With its appealing design, easy navigation, and great functionality, it is one of the most popular calendar apps in our list.
Some of extra functions include color schemes for each case type (48 colors to choose from), different types of demonstrations, different widgets, moon phases, and much more.
Taking into account it functionality, aCalendar is a reliable calendar application that has an easy-to-navigate interface with three display options. Scrolling from side to side allows you to switch between the display modes of the month, week and day.
When scrolling down and up, you are moving through the calendar at intervals in accordance with the selected display mode.
Apart from its time planning feature, aCalendar synchronizes photos from contact lists or social networks to remind you about birthdays, anniversaries, or any other special dates.
The program also supports data transfer through NFC and full-screen widgets, which eases your work with any data.
The program is available for free, but you can also get even more features if you buy the extended version of software for $4.99.
6. DigiCal Calendar
DigiCal Calendar is very similar to Cal Calendar in the fact that the application focuses on design more than on its functionality. However, this doesn’t mean that the application doesn’t serve the purpose.
With this calendar application, you can synchronize all your calendars and view them in different ways.
Along with the basic functions, this program comes with support for Google Calendar, Outlook, and includes some unique and interesting features. You can match keywords to the image or set up a dark theme.
The app can even show you the weather forecast for three days. There are many other features that deserve the attention of people who really like to use calendar applications.
SolCalendar can be called a universal application. It claims to be an all-in-one digital solution having a basic calendar functionality combined with some other advanced features, such as weather forecast for a specific day.
The application supports Google Calendar, as well as tasks, widgets, lunar calendar and even Foursquare.
Those searching for a calendar application to cover just everything in its functionality, SolCalendar is a program to consider. There are a lot of interesting things in this application; the program does an excellent job working in “all-in-one” mode.
Test SolCalendar – the application is available for free. You can test it out without purchasing the service.
8. IRL Event Social Network
One of the most unique apps on this list is the IRL Event Social Network app. As you can guess from the name, the core focus of this app is social networking. Unlike other social media platforms, you can consider this platform to function similar to Meetup.com. It’s a site where you can connect with other people within your area that share a similar interest.
IRL is that while also providing a convenient calendar for you to schedule events and plan out your day. Though due to it being a secondary focus, you’re lacking a lot of the syncing aspects that other apps have on this list. Regardless, because of this huge social feature, it’s worth considering for those who want to make more connections.
9. Today Calendar
Today Calendar is one of the most hip and edgy calendars in our list. The solution was one of the first ones that really embraced Material Design and remains one of the few that adhere to the neat style.
The calendar application offers bold colors, simple controls, and great functionality. This is not as heavy an application as many others; it will not eat all the memory of your device.
If you are not searching for something complicated and over-functional, Today Calendar is what you need. You can always test the application before paying for it – the program is available for free.
Timepage is an intuitive calendar app that will manage your time in a way that other calendar apps can’t. It offers the same sort of functions that you’d expect from other calendar apps: opportunities to record events, notifications and reminders, weather, and driving duration to a particular event. However, the app goes beyond those functionalities in two ways.
The first way is that while the app sends you notifications, it also has reminders for you for what is coming up next. That bit of extra time can allow you to prepare and make adjustments to your day if need be.
The second function – which is more important – is the heat map when you go to see the full view of your calendar. This heat map indicates what days you are most busy and other days where you are freer. This heat map provides a quick glance to determine broadly what days are good to add more events and other tasks.
Searching for the right application to manage your various calendars and plan your busy day can sometimes turn into a streak of obstacles.
Most of us need flexible applications that can be easily used to manage our tough schedule. The application should have all necessary time planning functions and be intuitive.
Stylish design and limitless compatibility also matter. It is not always easy to find such a program.
The above digital calendar solutions fall under the category “worth” of being used. They are modern, multifunctional, easy, and easy. Pick the one you like!